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5 In-Demand Careers of the Future You Should Know About
Banking
banking
introduction in English Transcript
today the banking industry is considered the backbone of the economy
and has a major contribution to its growth it's also the main driver for
currency and financial stability but how did
the story
of banking start, the Terramax Bank is derived from the old Italian word Banca
meaning a bench it referred to the public benches where money changers used to
sit for exchanging coins or bills in the marketplace but it's the
Goldsmith's
of 17th century London who developed banking in its modern form the Goldsmith
who used to store wealthy clients goals in their private vaults soon began to
lend this field to others in exchange for a promissory note and the
payment
of an interest charge that was the big game of banking as we know it today so
what is the general role of bank depositors or people with money surplus
place their money at the bank to earn a return through the credit
interest
borrowers or people with a shortage of money on the other hand are willing to
pay interest on the money the bank is lending them to accomplish the objective they're seeking and how do banks make profit a bank’s primary
source of
revenue comes from the difference between the interest it's paying to
depositors and the one it's earning from borrowers a bank also makes a profit
from charging fees or commissions for services but granted by the bank to its
customers
and from investments so why are banks regulated banks collect funds from
depositors in the form of small size deposits and repackage them into larger
sized loans borrowers on the other hand might not be able to repay the money
they've
borrowed from the bank in addition to that banks sometimes invest deposits in
risky assets if all of these reasons explain the major role of central banks in
protecting depositors money by monitoring the adequate level of
riskiness
the bank is taken what is the role of central banks oversee
monetary policy to implementing specific goals such as currency stability low
inflation and full employment they determine the interest rates that influence
the
bank's pricing schemes and the economies money supply they issue currency and
grant authorization to establish banks central banks also impose a threshold
for capital requirements and place reserve requirements to ensure liquidity in
the crisis the mode they shape lending policies through margin requirements and other tools
and they act as a lender of last resort to finance banks that need liquidity
today several types of banks exist to answer the different needs of
consumers
and to give them a choice in the way they manage their money a retail bank for example provides services to individuals commercial and corporate banks serve
small to midsize businesses and large enterprises investment banks
specialize
in large and complex financial transactions private banks offer a personalized
financial and banking service to high net worth individuals so what do we know
today about the future of banking direct channels such as mobile and
the
Internet is becoming increasingly important in retail banking as they are in
our every day's life customers today expect financial firms to listen to respond
and offer services through social media customers across all segments expect
highly
personalized convenient and reliable service along with 24/7 accessibility
banking is no longer somewhere you go but something you do you
Information Technology
information
technology introduction English information technology as the use of computers
to store retrieve transmit and manipulate data or information often in the
context of a business or other enterprise IT is considered to be a
subset of
information and communications technology humans have been storing retrieving
manipulating and communicating information since the Sumerians in Mesopotamia
developed writing in about 3000 BC but the term information technology
in its
modern sense first appeared in a 1958 article published in the Harvard Business
Review authors Harold J Leavitt and Thomas L Whistler commented that the new
technology does not yet have a single established name we shall call it
information
technology their definition consists of three categories techniques for
processing the application of statistical and mathematical methods to decision
making and the simulation of higher-order thinking through computer
programs
the term is commonly used as a synonym for computers and computer networks but
it also encompasses other information distribution technologies such as
television and telephones several products or services within an economy are
associated
with information technology including computer hardware software electronics
semiconductors internet telecom equipment and e-commerce based on the storage
and processing technologies employed it is possible to distinguish four
distinct
phases of IT development pre mechanical electromechanical and
electronic this article focuses on the most recent period which began in about
1940
Digital Marketing
digital
marketing introduction in English digital marketing is one of those terms
that's shrouded in confusion and seems to mean something different to everyone
it's also been made to seem way more complicated than it actually is which
is a
shame really as it's really pretty straightforward and that's what in today's episode we're diving in headfirst to uncover what exactly is the digital marketing
and how does it all work hello and welcome my name is Admin 360 and you're
Reading
the Lilies. tech show where we take different marketing tactics tools tips and
strategies and break them down into bite-sized actionable clips that you can
use to immediately take your business to the next level so what is
digital
marketing well as simple as this is gonna sound digital marketing is just
marketing using digital tools and marketing is nothing more than communicating
value to your customers so digital marketing is therefore if communicating
value to your customers using digital tools that's it so
now that we've got that covered the real question is what digital tools are
available and how do they differ from traditional marketing tools the first thing to do is understand
the
difference between traditional and digital marketing traditional marketing
relies on tools and mediums like the newspaper radio TV magazines billboards
Direct Mail and any form of print really digital on the other hand is made up
of
tools
like search engine marketing social media content marketing like blogging
articles or video creation email marketing and online pay-per-click advertising
when you're talking about traditional versus digital marketing you're talking
about the
tools more than the strategy behind them and more accurately you're talking
about which form of media you're going to use to communicate your message on a
traditional one or a digital one so does traditional marketing work
absolutely
when done well and strategically designed and executed on traditional marketing
can still provide good results by 10 this is a pretty big but when compared to
digital marketing more often than not traditional simply doesn't
have a
chance it's because digital marketing on average is more cost-efficient
effective and allows you to measure monitor analyze and test and a much better
and much faster rate the key to maximizing your marketing budget and results is
to first
leverage all available digital options and then start looking at alternative
traditional opportunities as consumer media consumption trends continue to
shift dramatically away from traditional and towards more and more digital
content
there will be a time soon where we no longer refer to it as
digital marketing and simply call it what it is marketing so thanks so much for
watching if you enjoyed this episode be sure to subscribe to the website
give
it a thumbs up and if you have any questions comments or suggestions for a For future video be sure to leave them in the comment section below if you'd like
more content like this and head over to Adam Earhart calm because this is where
I share my best tips tricks.
Robotics
Robotics
introduction in English Hey everyone how are you all learn intro with just
robotics in today's post we gonna answer the question what is robotics so what
is robotics so basically robotics is an interdisciplinary branch of engineering.
Consisting of mechanical engineering
electronics engineering computer science engineering and information science
engineering in other word robotics was first coined by Isaac Asimov way back in
1940 and Isaac Asimov formulated.
the Three Laws of Robotics now let's take a
look at the Three Laws of Robotics the first law of robotics states that a robot may not injure a human being or through inaction allow a human being to
come to harm now let's take a look at the second level.
cortex which states that a robot must follow the
commands are given by a human being follow that this command doesn't conflict with
the first law of robotics the third law of robotics states that a robot must
defend its own survival provided that.
it doesn't conflict with the first law and the second law of robotics now since we are talking about robotics let's understand
what is the actual meaning of a robot in other word robot comes from the Slavic
word robot which means work or labor so what is basically.
just a machine that can be programmed to do a
complex series of actions so you see every robot is a machine but every machine
is not a robot so there are three pillars of robotic status sense think and act
so if a machine can sense think and act only then it can be called a robot
so machine.
can be only classified as a robot if it can
sense think and act so now let's take a look at the three pillars of robotics
in detail point number one sense now we human beings sense the environment
around us with the help of sense organs however, a robot senses any online
around it with the help of sensors now robot utilize.
the sensors to gather the information about
its environment point number two think we human beings think with help of the brain however a robot processes the information and things with the help of
microcontrollers and microprocessors.
now boy number three acts now we human
beings use in the legs and arm so carrying out various actions however a robot
uses motors and various other actuators for carrying out actions now an actuator is basically just a machine.
that can convert energy from one form into
another in case of a robot it converts energy from electrical energy into an actual mechanical moment so a machine can be classified as a robot only if it
can sense think and act at the same time if it can only do one of these
activities it is not a reward it's just a machine so the robot can sense pink and
guys.
Cyber Security
cyber
security introduction English so let's talk about cybersecurity at a very high
level and look at the purpose of security so if you've done any research on
security in general you'll probably see these terms quite frequently
information security information assurance system security.
cybersecurity there's a there's so many
different names and terms that apply to pretty much the same thing at a very
deep technical level there are certainly differences between information
security or InfoSec and IA but at a very high level.
there's really no difference it's really one
At the same, you're still focused on the same thing so cyber security can be
defined as the techniques and practices designed to protect data and when we
talk data we're talking about digital data so data that's stored transmitted or
used on an information system, after all, that's.
what the attackers are after they're after the
data the network or the computers or the servers or any of those things
those are just mechanisms to get to the data so you know a lot of people get
confused about security is I need to lockdown.
this computer or I need to change my password
I need to do all these things right and those are all protective mechanisms to
keep people from accessing data so when a hacker or an attacker is coming into
your system or trying to get something.
they're trying to get the data they're not
trying to get your computer they're not trying to get your phone they're trying
to get your data and that is exactly what we're trying to protect so what are
we protecting data from really.
what you're trying to protect data from is
unauthorized access unauthorized modification and unauthorized deletion now
you'll see terms Vannucci quality integrity and availability of those three terms
are pretty synonymous with security those are the core three terms that you'll
see and you'll see it called the CIA triad or the ica triad and those are the
core principles of security.
when you're talking about unauthorized access you're talking about you don't want people to see data which is keep it
confidential right keep it secret you don't want anyone seeing the data unless
they're authorized to do so the same with changing.
the data modifying it that protects the integrity of the data and lastly, you don't want anybody deleting data or you
want it to be available so they're pretty simple concepts but believe it or not
it's very complex when you get into actually implementing these on an
information system and implementing security using these principles but at its
core again.
these are the three main principles
unauthorized access unauthorized modification and unauthorized deletion is
exactly what you're defending so let me give you a couple examples of each one
of them, an example of access is anyone using a computer or device like a mobile
device a phone a tablet or getting into an actual folder or directory that
contains files getting into those files or executing a software application.
running a software application every user that
does this needs to be authorized to do so you need to tightly control that to
make sure that whoever is opening devices or using devices or opening files is
authorized to do so and the same with modification.
anybody changing a computer or device
changing the configuration of the computer or device the same as changing the
configuration of a folder or directory you can actually modify permissions who
can get in who can get out you don't want anybody changing those unless they're
authorized to do it same with files and software applications so it's very
important to control.
who can modify things on your information
system and lastly you don't want anybody deleting anything unless they're
authorized to do it right so if you go to use the data that you need access to
and it's not there hey who deleted that I don't know you need to know it's
important that must be probably in my opinion.
this is probably one of the more important
principles are the availability or the deletion of data you want to make sure
that that data that system whatever it is is available when your customers or
when you need to use it so in closing.
I wanted to add this awesome picture I found
this on the internet and thought it was hilarious you know a guy just napping and
you know hanging out and I just wanted to drive.
home the principles of you really want to
make sure that you're vigilant and that you're protecting it gets unauthorized
access modification and deletion so be the opposite of this guy
